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SIP Calculator (Mutual Funds)
Forecast your long-term wealth creation through monthly Systematic Investment Plans with compound interest formulas.
SIP Investment Parameters
₹10,000
₹500₹1 Lakh₹2 Lakh
12%
5% (Debt)12% (Nifty Index)20% (Midcap)
10 Years
1 Year15 Years35 Years
Maturity Wealth Projection
Expected Total Maturity Corpus
₹23,23,391
At 12% annualized CAGR over 10 years
Invested: 51.6%Wealth Gained: 48.4%
Total Amount Invested:₹12,00,000
Estimated Capital Gains:+ ₹11,23,391
Total Projected Value:₹23,23,391
Mathematical Formula for Systematic Investment Plan (SIP)
A Systematic Investment Plan (SIP) operates on the principle of regular periodic compounding and rupee-cost averaging.
Compound SIP Annuity Formula:
FV = P × [ (1 + i)n - 1 ] / i × (1 + i)
- • FV = Future Value / Maturity Corpus
- • P = Monthly SIP installment
- • i = Periodic compound interest rate per month (r / 12 / 100)
- • n = Total number of monthly installments